Margaret Talbot’s premiums are increasing significantly:
I’m not happy to be paying more in the short term, and it may be a struggle at times. I wish other self-employed people didn’t have to shoulder so much of the burden. I wish we had a single-payer system, but that seems wildly unrealistic. And the new health-care law exists for the common good, not just the individual consumer. Vaccination provides more effective protection—so-called herd immunity—when more of us are vaccinated. Universal health insurance works in something like the same way: we are better off as a society—more compassionate, but also healthier—when we can all get the care we need.
So yes, I’ll subsidize someone else’s prenatal coverage, in a more effective way than I’ve been doing by default under the current system, in which too many pregnant women show up in emergency rooms without having had such care, creating problems for themselves and their babies, and all sorts of costs for taxpayers. And I’ll remember to be relieved that my own access to health care is guaranteed. But they had better work out the problems with the A.C.A.; if they don’t, and it doesn’t fulfill its promise of insuring the uninsured, I’m really going to feel like a chump.